Financial Planning Services
Comprehensive goal-based planning for every stage of life
Tax Planning
Save More, Pay Less- Section 80C deductions (ELSS, PPF, LIC)
- NPS contribution under 80CCD(1B)
- HRA & home loan tax benefits
- Capital gains tax harvesting
- Tax-efficient fund selection
Emergency Fund
Be Crisis-Ready- 3–6 months of living expenses
- Liquid funds or savings account
- Separate from investment corpus
- Instant withdrawal facility
- Review & top up every 6 months
Insurance
Protect What Matters- Term life cover (10–15× income)
- Family health / mediclaim policy
- Critical illness rider
- Personal accident cover
- Annual policy review
Senior Citizen
Golden Years Planning- SCSS & PM Vaya Vandana Yojana
- Higher 80TTB interest deduction
- Senior citizen health insurance
- Regular income-focused mutual funds
- Nomination & Will update
Succession Planning
Secure Your Legacy- Draft a registered Will
- Update nominee across all assets
- Set up a family trust if needed
- Power of attorney document
- Inform heirs of asset locations
Retirement Planning
Retire Stress-Free- Calculate retirement corpus needed
- NPS & EPF optimisation
- SWP for regular post-retirement income
- Inflation-adjusted planning
- Early retirement strategies
Education Planning
Invest in Their Future- Goal-based child education SIP
- Sukanya Samriddhi for girl child
- ELSS & PPF for education corpus
- Education inflation planning
- Study abroad fund strategy
Wealth Creation
Grow Your Money- Long-term equity mutual fund SIP
- Diversified portfolio construction
- Index funds & flexi-cap strategy
- Annual portfolio rebalancing
- Passive income through dividends