Investor Risk Profile Quiz
1. Your investment horizon?
⬜ Less than 3 years
⬜ 3–7 years
⬜ More than 7 years
2. Market falls by 20%. What will you do?
⬜ Sell immediately
⬜ Wait and watch
⬜ Invest more
3. Preferred investment type?
⬜ Fixed Deposits
⬜ Hybrid Funds
⬜ Equity Funds
4. Main goal?
⬜ Capital protection
⬜ Balanced growth
⬜ High wealth creation
5. Risk comfort level?
⬜ Low
⬜ Moderate
⬜ High
Results Key:
• Mostly first answers = Conservative
• Mostly second answers = Moderate
• Mostly third answers = Aggressive
• Mostly second answers = Moderate
• Mostly third answers = Aggressive
SIP vs Lumpsum Comparison
| Feature | SIP | Lumpsum |
|---|---|---|
| Investment Style | Monthly investing | One-time investing |
| Market Timing Risk | Lower | Higher |
| Suitable For | Salaried investors | Large idle cash |
| Volatility Impact | Rupee cost averaging | Immediate exposure |